520 RIVER Street, Palatka, FL 32177 | MLS #2141665 | Berkshire Hathaway HomeServices Florida Network Realty
Maria Wilkes

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Listing provided courtesy of CENTURY 21 BECKHAM REALTY- MLS# 2141665MLS ProviderSource MLS Verified

520 RIVER StreetPalatka, FL 32177

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 3,132 Sq. ft. | 0.50 Acres
$799,900 Active

520 RIVER Street Overview

Time on Site:
69 days
Visits:
6

RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL real estate license.

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520 RIVER Street Facts & Features

  • Type Single Family
  • Sq. ft. 3,132
  • Price/Sq.ft. $255
  • Lot 0.50 Acres

Details

General

Association/HOA

  • Association: No

Building Information

  • New Construction: No
  • Year Built: 1912

Business Information

  • Current Use: Residential,Single Family

Location/Region

  • Country: US
  • County Or Parish: Putnam
  • MLS Area Major: 561-Greater Palatka
  • MLS Area Minor: 561-Greater Palatka
  • Subdivision Name: Dicks Map

Tax Information

  • Tax Annual Amount: 3168.1
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,VA Loan
  • Parcel Number: 421027685004800051
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 4398.0

General Information

  • Appliances: Dishwasher,Electric Range,Gas Water Heater,Refrigerator,Tankless Water Heater
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Flooring: Tile,Wood
  • Interior Features: Breakfast Nook,Entrance Foyer,Pantry
  • Levels: Two
  • Living Area: 3132.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Stories: 2

Exterior

Parking Information

  • Parking Features: Garage

Lot Information

  • Lot Features: Corner Lot,Historic Area,Sprinklers In Front,Sprinklers In Rear
  • Lot Size Acres: 0.5
  • Lot Size Area: 0.5
  • Lot Size Square Feet: 21780.0
  • Lot Size Units: Acres
  • Road Surface Type: Asphalt
  • Water Source: Public

Waterfront/View

  • View: River
  • Waterfront Features: River Front,Seawall
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Historic
  • Attached Garage: No
  • Construction Materials: Brick,Frame
  • Direction Faces: Southeast
  • Patio And Porch Features: Front Porch,Rear Porch,Screened
  • Property Attached: Yes
  • Roof: Shingle

General Information

  • Carport: No
  • Pool Private: No
  • Road Frontage Type: City Street
  • Sewer: Public Sewer
  • Utilities: Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected

520 RIVER Street Neighborhood

Community

32177 (PALATKA) Demographics

41
Median Age
110
Population Density (per sq. mile)
20%
College Educated
$40,800
Estimated Median Income
7,263
Estimated Total Home Owners
3,829
Estimated Total Renters
65% / 35%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

520 RIVER Street Monthly Cost

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$ %
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$
$
Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

520 RIVER Street Market Data

Based on the last 30 days in this zip code

$311,715
Average List Price
$192
Average Price per Square Foot
25
Properties Sold
106
Average Days on Market
217
Properties for Sale
Calculations provided by Reliance Network

520 RIVER Street History

Date Event Value Agent
4/23/2026Source: North East Florida MLS Added to Database
April 23, 2026