3960 TARPON POINTE CIRCLE, PALM HARBOR, FL 34684 | MLS #MFRTB8523574 | Berkshire Hathaway HomeServices Florida Network Realty
Maria Wilkes

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Listing provided courtesy of COLDWELL BANKER REALTYas Distributed by MLSGrid- MLS# MFRTB8523574MLS Provider

3960 TARPON POINTE CIRCLEPALM HARBOR, FL 34684

Single Family · 3 Beds · 2 Full Baths · 1,826 Sq. ft. | 0.16 Acres
$479,900 Active

3960 TARPON POINTE CIRCLE Overview

Time on Site:
4 days
Visits:
0

Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor's premier 55+ golf community, this beautiful 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community's Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home's main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that's not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!

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3960 TARPON POINTE CIRCLE Facts & Features

  • Type Single Family
  • Sq. ft. 1,826
  • Price/Sq.ft. $263
  • Lot 0.16 Acres

Details

General

Association/HOA

  • Association Fee: 164
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Taxes,Pool,Escrow Reserves Fund,Recreational Facilities
  • Association Name: Highland Lakes HOA member services
  • Association: Yes

Building Information

  • New Construction: No
  • Year Built: 1989

Location/Region

  • Country: US
  • County Or Parish: Pinellas
  • MLS Area Major: 34684 - Palm Harbor
  • Subdivision Name: HIGHLAND LAKES
  • Township: 28

Community/Development

  • Community Features: Association Recreation - Owned,Clubhouse,Deed Restrictions,Golf Carts OK,Golf,Pool,Sidewalks

Tax Information

  • Tax Annual Amount: 2537.46
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Parcel Number: 04-28-16-38928-000-0700
  • Pets Allowed: Yes
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: Yes
  • Special Listing Conditions: None
  • Zoning: RPD-7.5

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 2891
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Luxury Vinyl,Tile
  • Foundation Details: Slab
  • Heating: Central
  • Interior Features: Ceiling Fans(s),Eat-in Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Laundry Features: Inside,Laundry Room
  • Levels: One
  • Living Area: 1826
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation Equipment
  • Stories Total: 1

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Features: Level,Near Golf Course,Near Marina,Sidewalk,Paved
  • Lot Size Acres: 0.16
  • Lot Size Dimensions: 65x105
  • Lot Size Square Feet: 6826
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • Water Body Name: LAKE TARPON
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Ranch,Traditional
  • Attached Garage: Yes
  • Construction Materials: Block
  • Direction Faces: Northwest
  • Patio And Porch Features: Enclosed,Rear Porch
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Lighting,Private Mailbox,Sidewalk,Sliding Doors
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: Cable Available,Electricity Connected,Public,Sewer Connected,Sprinkler Well,Underground Utilities,Water Connected

Room Information

Room: Balcony/Porch/Lanai

  • Level: First
  • Dimensions: 23x11
  • Length: 11
  • Width: 23
  • Features: Ceiling Fan(s)

Room: Bedroom 2

  • Level: First
  • Dimensions: 11x14
  • Length: 14
  • Width: 11
  • Features: Ceiling Fan(s)

Room: Bedroom 3

  • Level: First
  • Dimensions: 11x8
  • Length: 8
  • Width: 11
  • Features: Ceiling Fan(s)

Room: Dining Room

  • Level: First
  • Dimensions: 11x9
  • Length: 9
  • Width: 11

Room: Family Room

  • Level: First
  • Dimensions: 14x15
  • Length: 15
  • Width: 14
  • Features: Ceiling Fan(s)

Room: Kitchen

  • Level: First
  • Dimensions: 10x13
  • Length: 13
  • Width: 10
  • Features: Breakfast Bar,Cooking Island,Stone Counters

Room: Laundry

  • Level: First
  • Dimensions: 6x11
  • Length: 11
  • Width: 6

Room: Living Room

  • Level: First
  • Dimensions: 16x21
  • Length: 21
  • Width: 16

Room: Primary Bathroom

  • Level: First
  • Dimensions: 12x7
  • Length: 7
  • Width: 12
  • Features: Double Vanity,En Suite Bathroom,Makeup/Vanity Space,Shower No Tub

Room: Primary Bedroom

  • Level: First
  • Dimensions: 12x23
  • Length: 23
  • Width: 12
  • Features: Ceiling Fan(s),En Suite Bathroom

3960 TARPON POINTE CIRCLE Neighborhood

Community

34684 (PALM HARBOR) Demographics

53
Median Age
3,653
Population Density (per sq. mile)
45%
College Educated
$56,682
Estimated Median Income
9,332
Estimated Total Home Owners
3,841
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3960 TARPON POINTE CIRCLE Monthly Cost

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Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3960 TARPON POINTE CIRCLE Market Data

Based on the last 30 days in this zip code

$398,208
Average List Price
$267
Average Price per Square Foot
47
Properties Sold
120
Average Days on Market
307
Properties for Sale
Calculations provided by Reliance Network

3960 TARPON POINTE CIRCLE History

Date Event Value Agent
6/26/2026Source: My Florida Regional MLS Added to Database
June 26, 2026