96233 MONTEGO BAY, Fernandina Beach, FL 32034 | MLS #115685 | Berkshire Hathaway HomeServices Florida Network Realty
 
Listing provided courtesy of ERA FERNANDINA BEACH REALTY- MLS# 115685MLS Provider

96233 MONTEGO BAYFernandina Beach, FL 32034

Single Family · 4 Beds · 2 Full Baths · 1,984 Sq. ft. | 0.22 Acres
$799,000 Active

96233 MONTEGO BAY Overview

Time on Site:
61 days
Visits:
1

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

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96233 MONTEGO BAY Facts & Features

  • Type Single Family
  • Sq. ft. 1,984
  • Price/Sq.ft. $403
  • Lot 0.22 Acres

Details

General

Association/HOA

  • Association Fee: 523.0
  • Association Fee Frequency: Annually
  • Association: true

Building Information

  • Year Built: 2004

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 5 Island
  • Postal City: Fernandina Beach
  • Subdivision Name: Islesworth

General Information

  • Disclosures: Deed Restriction
  • Listing Terms: Cash,Conventional
  • Parcel Number: 00-00-30-0315-0053-0000
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Special Listing Conditions: None
  • Zoning: RS-2

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 1984.0

General Information

  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned,Stove,Washer
  • Door Features: French Doors
  • Fireplace: true
  • Interior Features: Ceiling Fan(s),French Door(s)/Atrium Door(s),Fireplace,Window Treatments
  • Levels: One
  • Living Area: 1984.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Stories: 1
  • Window Features: Insulated Windows,Blinds

Exterior

Parking Information

  • Parking Features: Two Car Garage,Garage Door Opener

Lot Information

  • Lot Size Acres: 0.2157
  • Lot Size Area: 0.2157
  • Lot Size Dimensions: 44x127
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: One Story
  • Construction Materials: Frame,Stucco
  • Patio And Porch Features: Rear Porch,Screened
  • Roof: Shingle

General Information

  • Exterior Features: Fence,Sprinkler/Irrigation
  • Pool Features: In Ground,Private
  • Pool Private: true
  • Sewer: Public Sewer

96233 MONTEGO BAY Neighborhood

Community

32034 (Fernandina Beach) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

96233 MONTEGO BAY Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

96233 MONTEGO BAY Market Data

Based on the last 30 days in this zip code

$979,793
Average List Price
$442
Average Price per Square Foot
136
Properties Sold
118
Average Days on Market
926
Properties for Sale
Calculations provided by Reliance Network

96233 MONTEGO BAY History

Date Event Value Agent
4/30/2026Source: North East Florida MLS Added to Database
April 30, 2026
4/30/2026Source: Amelia Nassau MLS Added to Database
April 30, 2026
4/12/2024Source: North East Florida MLS Status Change
Closed
4/9/2024Source: North East Florida MLS Status Change
Pending
2/17/2024Source: North East Florida MLS Added to Database
February 17, 2024