

96233 MONTEGO BAYFernandina Beach, FL 32034
Single Family · 4 Beds · 2 Full Baths · 1,984 Sq. ft. | 0.22 Acres96233 MONTEGO BAY Overview
- Time on Site:
- 61 days
- Visits:
- 1
Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.
96233 MONTEGO BAY Facts & Features
- Type Single Family
- Sq. ft. 1,984
- Price/Sq.ft. $403
- Lot 0.22 Acres
Details
General
Association/HOA
- Association Fee: 523.0
- Association Fee Frequency: Annually
- Association: true
Building Information
- Year Built: 2004
Location/Region
- County Or Parish: Nassau
- MLS Area Major: Ar 5 Island
- Postal City: Fernandina Beach
- Subdivision Name: Islesworth
General Information
- Disclosures: Deed Restriction
- Listing Terms: Cash,Conventional
- Parcel Number: 00-00-30-0315-0053-0000
- Property Condition: Resale
- Property Sub Type: Residential
- Property Type: Residential
- Special Listing Conditions: None
- Zoning: RS-2
Interior
Parking Information
- Garage Spaces: 2.0
- Garage: true
Beds/Baths
- Bathrooms Full: 2
- Bathrooms Total: 2
- Bedrooms Total: 4
Building Interior
- Building Area Source: Assessor
- Building Area Total: 1984.0
General Information
- Appliances: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned,Stove,Washer
- Door Features: French Doors
- Fireplace: true
- Interior Features: Ceiling Fan(s),French Door(s)/Atrium Door(s),Fireplace,Window Treatments
- Levels: One
- Living Area: 1984.0
- Living Area Source: Assessor
- Rooms Total: 0
- Stories: 1
- Window Features: Insulated Windows,Blinds
Exterior
Parking Information
- Parking Features: Two Car Garage,Garage Door Opener
Lot Information
- Lot Size Acres: 0.2157
- Lot Size Area: 0.2157
- Lot Size Dimensions: 44x127
- Lot Size Units: Acres
- Road Surface Type: Paved
- Water Source: Public
Building Exterior/Construction
- Architectural Style: One Story
- Construction Materials: Frame,Stucco
- Patio And Porch Features: Rear Porch,Screened
- Roof: Shingle
General Information
- Exterior Features: Fence,Sprinkler/Irrigation
- Pool Features: In Ground,Private
- Pool Private: true
- Sewer: Public Sewer
96233 MONTEGO BAY Neighborhood
Community
32034 (Fernandina Beach) Demographics
Schools
School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.96233 MONTEGO BAY Monthly Cost

- Dylan Leitman, Insurance Consultant | HomeServices Insurance
- HomeServices Insurance
- 904-254-6309
- Contact
96233 MONTEGO BAY Market Data
Based on the last 30 days in this zip code
96233 MONTEGO BAY History
| Date | Value | Agent |
|---|---|---|
| 4/30/2026Source: North East Florida MLS | April 30, 2026 |
|
| 4/30/2026Source: Amelia Nassau MLS | April 30, 2026 |
|
| 4/12/2024Source: North East Florida MLS | Closed |
|
| 4/9/2024Source: North East Florida MLS | Pending |
|
| 2/17/2024Source: North East Florida MLS | February 17, 2024 |