10801 SW 185TH TERRACE, DUNNELLON, FL 34432 | MLS #MFRTB8418268 | Berkshire Hathaway HomeServices Florida Network Realty
 
Listing provided courtesy of EQUITY REALTY SUNCOASTas Distributed by MLSGrid- MLS# MFRTB8418268MLS Provider

10801 SW 185TH TERRACEDUNNELLON, FL 34432

Single Family · 1 Bed · 1 Full Bath · 520 Sq. ft. | 0.32 Acres
$999,999 Active

10801 SW 185TH TERRACE Overview

Time on Site:
317 days
Visits:
1

Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast. Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!

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10801 SW 185TH TERRACE Facts & Features

  • Type Single Family
  • Sq. ft. 520
  • Price/Sq.ft. $1,923
  • Lot 0.32 Acres

Details

General

Association/HOA

  • Association Fee Frequency: Annually
  • Association Name: Bill Schulz
  • Association: Yes

Building Information

  • New Construction: No
  • Year Built: 2008

Location/Region

  • Country: US
  • County Or Parish: Marion
  • MLS Area Major: 34432 - Dunnellon
  • Subdivision Name: RIO VISTA
  • Township: 16

Tax Information

  • Tax Annual Amount: 4593
  • Tax Year: 2023

General Information

  • Listing Terms: Cash,Conventional
  • Ownership: Fee Simple
  • Parcel Number: 3483-001-010
  • Pets Allowed: Cats OK,Dogs OK
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: R1

Interior

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 1

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 760
  • Building Area Units: Square Feet

General Information

  • Appliances: Built-In Oven,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Ice Maker,Indoor Grill,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Brick,Carpet
  • Foundation Details: Slab
  • Heating: Central,Electric
  • Interior Features: Cathedral Ceiling(s),Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Thermostat,Window Treatments
  • Laundry Features: Inside,Laundry Room
  • Levels: One
  • Living Area: 520
  • Living Area Source: Public Records
  • Living Area Units: Square Feet

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Size Acres: 0.32
  • Lot Size Square Feet: 13939
  • Road Surface Type: Asphalt
  • Water Source: Public

Waterfront/View

  • Water Body Name: RAINBOW RIVER
  • Waterfront Features: River Front
  • Waterfront: Yes

Building Exterior/Construction

  • Construction Materials: HardiPlank Type,Frame
  • Direction Faces: South
  • Roof: Metal

General Information

  • Carport: No
  • Exterior Features: French Doors,Outdoor Shower
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: Public

Room Information

Room: Bathroom 1

  • Level: First

Room: Dining Room

  • Level: First

Room: Kitchen

  • Level: First

Room: Laundry

  • Level: First

Room: Living Room

  • Level: First

Room: Primary Bedroom

  • Level: First

10801 SW 185TH TERRACE Neighborhood

Community

34432 (DUNNELLON) Demographics

58
Median Age
117
Population Density (per sq. mile)
31%
College Educated
$43,798
Estimated Median Income
4,996
Estimated Total Home Owners
676
Estimated Total Renters
88% / 12%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

10801 SW 185TH TERRACE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

10801 SW 185TH TERRACE Market Data

Based on the last 30 days in this zip code

$419,759
Average List Price
$225
Average Price per Square Foot
49
Properties Sold
131
Average Days on Market
299
Properties for Sale
Calculations provided by Reliance Network

10801 SW 185TH TERRACE History

Date Event Value Agent
2/18/2026Source: My Florida Regional MLS Price Reduction
$999,999 -16.7%
8/17/2025Source: My Florida Regional MLS Price Reduction
$1,199,999 -40.0%
8/17/2025Source: My Florida Regional MLS Added to Database
August 17, 2025